Agriculture Loan

Bangladeshi citizens who is identified as a real farmer and directly related to the agricultural activities such as cultivation, production or farming.

Features:

  1. Purpose: To meet up fund requirement for cultivation of crops (rice, vegetables, spices, oil seeds, etc.), smooth operation of fisheries project, expansion of existing livestock farm such as Poultry, Dairy, Beef Fattening and other sectors as per Bangladesh Bank Agricultural Credit Policy.
  2. Facility Type: Time Loan, Term Loan or OD Limit.
  3. Loan Tenor:
  4. 06 months to 48 months.
  5. For Crops Loan: Tenor will be set according to the loan schedule for crops production mentioned in Bangladesh Bank Agricultural Credit Policy.
  6. Loan Amount:
  7. BDT 50,000 and above, based on the assessment of customers’ need.
  8. For Crops Loan: Limit will be set according to the loan schedule for crops production mentioned in Bangladesh Bank Agricultural Credit Policy;
  9. Interest Rate: As per latest circular of Bangladesh Bank or as advised by Trust Bank, Head Office from time to time
  1. Security/ Collateral:
    1. Hypothecation of Crops, Stock, Receivables, Machineries
    2. Collateral free up to 5-acre land for crops cultivation.
    3. Collateral Free- up to Tk.10.00 Lac for Entrepreneurship Loan.
    4. Personal & Spouse Guarantee.
    5. 3rd party guarantee.
    6. Post/Undated Cheque.
    7. Insurance coverage (if required)
  1. Proprietorship, Partnership, Private Limited Company or any individual/farmer who is directly engaged to the agricultural activities for at least 02 years.
  2. No defaulter is allowed for Agriculture loans

Required Documents

  • National/Smart ID card;
  • Photograph
  • Updated CIB report

 For Crops Loan:

  • Farmers ID card issued by Govt. Authority or Certificate obtained from Union Chairman/Member/Collage Principal/ School Head Master/ Asstt. Head Master or any other person accepted to the bank.
  • 10 Taka account holders;

 For Entrepreneurship Loan:

  • Valid & Updated Trade License;
  • TIN/VAT (if any)
  • Bank Statement;
  • Company Seal;

Any other Documents (if Required);