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% Lending Rate

Explore our latest lending rates across different sectors and loan categories.

Declared
Lowest
Highest
a) Cultivation
12.00%
11.00%
13.00%
b) Plantation
12.00%
11.00%
13.00%
c) Agricultural Machineries and Implements
12.00%
11.00%
13.00%
d) Fertilizers and Pesticides Loans for Farmers
12.00%
11.00%
13.00%
e) Livestock
12.00%
11.00%
13.00%
f) Vegetables/Fruits Preservation in Cold Storage
12.00%
11.00%
13.00%
g) Agriculture Loan Disbursed through NGOs
12.00%
11.00%
13.00%

Declared
Lowest
Highest
Fishing
12.00%
11.00%
13.00%

Declared
Lowest
Highest
Forestry and Logging
12.00%
11.00%
13.00%

Declared
Lowest
Highest
(aa) RMG
12.50%
11.50%
13.50%
(ab) Others
13.00%
12.00%
14.00%
b) Small and Medium Industries
13.00%
12.00%
14.00%
c) Cottage Industries/Micro Industries
13.00%
12.00%
14.00%
d) Service Industries
13.00%
12.00%
14.00%

Declared
Lowest
Highest
(aa) RMG
12.50%
11.50%
13.50%
(ab) Others
13.00%
12.00%
14.00%
b) Small and Medium Industries
13.00%
12.00%
14.00%
c) Cottage Industries/Micro Industries
13.00%
12.00%
14.00%
d) Service Industries
13.00%
12.00%
14.00%

Declared
Lowest
Highest
1. Housing (Commercial) :-For Developer/Contractor
13.00%
12.00%
14.00%
2. Housing (Residential) in urban area for individual person
12.00%
11.00%
13.00%
3. Housing (Residential) in rural area for individual person
12.00%
11.00%
13.00%
4. Infrastructure Development (Road, Culvert, Bridge, Tower etc.)
13.00%
12.00%
14.00%
5. House Renovation or Repairing or Extension
12.00%
11.00%
13.00%
6. Commercial Building (Market, Factory, Hotel, Cold storage, Ware-house etc.)
13.00%
12.00%
14.00%
7. Establishment of Solar panel
13.00%
12.00%
14.00%
8. Effluent Treatment Plant
13.00%
12.00%
14.00%
9. Loan against Work Order/Pay Order/Earnest Money
13.00%
12.00%
14.00%
10. Water-works
13.00%
12.00%
14.00%
11. Sanitary Services
13.00%
12.00%
14.00%

Declared
Lowest
Highest
1. Road Transport (excluding Personal vehicle & Lease finance)
13.50%
12.50%
14.50%
2. Water Transport (excluding Fishing Boats)
13.50%
12.50%
14.50%
3. Air Transport
13.50%
12.50%
14.50%

Declared
Lowest
Highest
a) Wholesale Trading
13.50%
12.50%
14.50%
b) Retail Trading
13.50%
12.50%
14.50%
c) Other Commercial lending
13.50%
12.50%
14.50%

Declared
Lowest
Highest
a) Jute
13.50%
12.50%
14.50%
b) Paddy
13.50%
12.50%
14.50%
c) Wheat
13.50%
12.50%
14.50%
d) Others
13.50%
12.50%
14.50%

Declared
Lowest
Highest
a) Jute and Jute Products
11.50%
10.50%
12.50%
b) Tea
11.50%
10.50%
12.50%
c) Hides and Skins
11.50%
10.50%
12.50%
d) Ready-made Garments
11.50%
10.50%
12.50%
e) Non-traditional Items
11.50%
10.50%
12.50%
f) Other Exported Items .
11.50%
10.50%
12.50%

Declared
Lowest
Highest
a) Food Items
13.00%
12.00%
14.00%
b) Petroleum and Petroleum Products
13.00%
12.00%
14.00%
c) Machineries and Implements
13.00%
12.00%
14.00%
d) Textile and Textile Products
13.00%
12.00%
14.00%
e) Electric and Electronic Goods & Spares
13.00%
12.00%
14.00%
f) Sanitary Goods Including Tiles, Stones & Clinkers
13.00%
12.00%
14.00%
g) Cosmetics & Crockeries
13.00%
12.00%
14.00%
h) Medicine and Surgical Instruments
13.00%
12.00%
14.00%
i) New Automobiles
13.00%
12.00%
14.00%
j) Reconditioned Automobiles
13.00%
12.00%
14.00%
k) Chemicals (except Medicine)
13.00%
12.00%
14.00%
l) Iron and Steel Products
13.00%
12.00%
14.00%
m) Paper and Printed Papers
13.00%
12.00%
14.00%
n) Computer and Accessories
13.00%
12.00%
14.00%
o) Wood & Logging
13.00%
12.00%
14.00%
p) Plastic & Plastic Products (including toys)
13.00%
12.00%
14.00%
q) Leather Goods
13.00%
12.00%
14.00%
r) Poultry feeds
13.00%
12.00%
14.00%
s) Cattle feeds
13.00%
12.00%
14.00%
t) Coal
13.00%
12.00%
14.00%
u) Ship
13.00%
12.00%
14.00%
v) Other Imported Items
13.00%
12.00%
14.00%
5. Share Trading
13.50%
12.50%
14.50%
6. Lease Financing/Leasing
13.00%
12.00%
14.00%

Declared
Lowest
Highest
a) Credit to NBFIs
13.00%
12.00%
14.00%
b) Credit to Insurance Companies
13.00%
12.00%
14.00%
c) Credit to NGOs (Excluding Agriculture loan)
13.00%
12.00%
14.00%
d) Credit to Merchant Banks/Brokerage Houses
13.00%
12.00%
14.00%
e) Credit to Co-operative Banks/Societies
13.00%
12.00%
14.00%

Declared
Lowest
Highest
2. Financing to Educational Institutions
13.50%
12.50%
14.50%

Declared
Lowest
Highest
1. Doctors Loan/ Professional Loans
13.50%
12.50%
14.50%
2. Flat Purchase
12.00%
11.00%
13.00%
3. Transport loan (Motor car/Motor cycle etc. )
13.50%
12.50%
14.50%
4. Consumer Goods (TV, Freeze, Air Cooler, Computer, Furniture etc.)
13.50%
12.50%
14.50%
5. Credit Cards
25.00%
25.00%
25.00%
6. Educational Expenses
13.50%
12.50%
14.50%
7. Treatment Expenses
13.50%
12.50%
14.50%
8. Marriage Expenses
13.50%
12.50%
14.50%
9. Land Purchase
0.00%
0.00%
0.00%
10. Loan against Salary
13.50%
12.50%
14.50%
11. Loan against PF
0.00%
0.00%
0.00%
12. Personal Loan against DPS, MSS etc.
DPS Rate + 3.00%
DPS Rate + 3.00%
DPS Rate + 3.00%
13. Personal Loan against FDR, MBS, DBS etc.
FDR Rate +3.00%
FDR Rate +3.00%
FDR Rate +3.00%
14. Travelling/ Holiday Loan
13.50%
12.50%
14.50%
15. Other Personal Loans
13.50%
12.50%
14.50%

Declared
Lowest
Highest
1. Private Welfare and Development Activities
0.00%
0.00%
0.00%
2. Advances for Special CreditProgram (Special Economic Zone, EPZ, Youth Development etc.)
0.00%
0.00%
0.00%
3. Swanirvar
0.00%
0.00%
0.00%
4. Poverty Alleviation Program
7.00%
7.00%
7.00%
5. Other loans not mentioned above.
0.00%
0.00%
0.00%
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