Fixed deposit accounts are an excellent means to grow your money over a period of time. Interest rates on fixed deposit schemes are generally higher than the interest on savings accounts. If you invest in fixed deposits, you can get higher returns for the same amount of money in a savings account in the same period of time.
OVERVIEW
A fixed deposit account helps your money work for you by earning a higher rate of interest for a fixed term of 1 month, 3 months, 6 months,12 Months.
- Money can grow with attractive interest rate with flexible tenure.
- FDR can be opened for 1 month, 3 Months, 6 Months, 12 months.
- Automatic renewal facility at maturity
- Loan facility against FDS to meet urgent financial needs
- The customer may avail loan facilities against FDS as security.
- Premature closure facility at savings rate
- FDS Account can be opened both for Individual and Corporate bodies
- Only Resident Bangladeshi National is allowed to open Personal FDS Account.
- Joint account can be opened.
- Minor account can be opened under the supervision of his / her / their guardian.
Individual/Joint:
- Photocopy of Citizenship Certificate / Passport / Voter I.D. Card / National I.D. Card / Driving License.
- 3 (Three) of recent passport size photograph duly attested by the introducer. Certified document(s) for source of income.
- Tax Certificate.
- Proof of communication address: Photocopy of an Electricity Bill / Gas Bill / Wasa Bill / Telephone Bill.
- The account requires to be introduced by an existing and satisfactory account holder of Trust Bank PLC.
- Nominee form and photograph of nominee(s) (signature attested by the account holder). In case of minor nominee, copy of the birth certificate and photograph required.
- Personal Information Form.
- KYC Form.
Public limited company:
- Introducing the A/C by a person / company/ firm who maintaining an current A/C with this Branch
- 3 (Three) passport size photographs of all the Directors duly attested by the introducer
- Valid Passport / Identify card (For Deffence personnel) / Word comissioner certificate of all the Directors
- Initial deposit minimum 5000/-for opening a new A/C
- Board Resolution regarding opening of A/C & mentioning authorized persons for operation of the same
- Valid & upto date Trade license from municipality
- TIN & upto date TAX clearence certificate
- Memorandum & Articles of association duly signed by the registrar of joint stock company with seal
- Account agreement form
- Certificate of Incorporation
- List of Directors on the company’s letter Head Pad
- Certificate of commencement of Business
Private limited company:
- Introducing the A/C by a person / company/ firm who maintaining an current A/C with this Branch
- 3 (Three) passport size photographs of all the Directors duly attested by the introducer
- Valid Passport / Identify card (For Deffence personnel) / Word comissioner certificate of all the Directors
- Initial deposit minimum 5000/-for opening a new A/C
- Board Resolution regarding opening of A/C & mentioning authorized persons for operation of the same
- Valid & upto date Trade license from municipality
- TIN & upto date TAX clearence certificate
- Memorandum & Articles of association duly signed by the registrar of joint stock company with seal
- Account agreement form
- Certificate of Incorporation
- List of Directors on the company’s letter Head Pad
- Certificate of commencement of Business
Govt/ Semi Govt. / Autonomous / Corp, Societies / Clubs. etc:
- Photocopy of Registration certificate certified by Chairman/Secretary
- Copy of constitution/ Bye Laws of the Club/ Society/ Association duly certified by Chairman/ Secretary. Certified copy should also be verified with the original by concerned Bank Officials under seal and signature
- Resolution of the managing committee/ Executive Committee authorizing opening the A/C with the Bank naming the persons who will operate the A/C
- List of Members of Managing Committee/ Executive Committee duly certified by Chairman/ Secretary
- No fees and charges except duplicate issuance of FDR.
- VAT applicable for all fees & charges
