To meet personal financial fund requirements.
| Defense | Loan Limit |
| JCO (Warrant Officer to Master Warrant Officer) | BDT 20 Lac |
| NCO (Corporal to Sergeant) | BDT 15 Lac |
| Sainik to Lance Corporal | BDT 10 Lac |
| Civil | Loan Limit |
| JCO equivalent | 15 Lac |
| NCO equivalent | 10 Lac |
| 4th Class Civil employees[equivalent to NC(E), NC(U), Mess Waiter, Sainik] | 7 Lac |
- Processing Fee: nill.
- Security: Pension / Other end service entitled benefits of the concerned borrower(s) will remain lien in favor of the Bank.
In service Defence Personnel (other than Officers) who have attained pensionable service / who have completed 10 (Ten) years of service (whichever comes earlier) will be eligible for being the applicant for the loan facility under the scheme.
