Our Visa Classic Credit Card is an unsecured credit line operable both home and abroad with credit line up to BDT 1.20 Lac or equivalent USD. Make your trip a relaxing ride while your finance is safe with us. Easily accepted around the world and 24X7 customer service facility will help you access your money at your convenience anywhere around the globe.
Features:
- Limit up to BDT 1.20 lacs or equivalent USD.
- Annual Fee is BDT 1000.
- 50% waiver for Defense personnel.
- Lifetime free 1st supplementary Credit Card.
- Card fee waived from 2nd year after doing 18 transactions in POS & E-commerce. (min BDT 500 OR $6 each)
- EMV chip-base secured card.
- 10% Cashback upto BDT 300/- per month at Shwapno (T&C applied)
- EMI and discount facility at various merchant points.
- Max 45-day interest free for POS & E-commerce transactions.
- EMI facility with all other merchants (Conditions Apply).
- Convert available balance into EMI (T&C applied)
- Cash advance facility at ATM.
- Free E-statement service.
- Transaction notification through Worldwide ATM cash withdrawals facilities.
- Endorsement facility against travel quota of up to $12,000 yearly.
- Convenient bill payment facility through Internet Banking and Mobile Apps.
- Interest free Bank POS facility for Cash Advance.
- Cash withdrawal facility at ATMs.
- Auto Debit facility and easy bill payment option.
- 24/7 Customer Service.
Net Income:
- BDT 15,000 & above for salaried personnel (Govt. & Semi-government officials).
- BDT 30,000 & above for salaried person(private organisation).
- BDT 40,000 & above for self-employed.
For Salaried:
- Application Form duly filled up by the applicant
- 01 copy Passport Size Photograph
- Verified NID copy
- E-Tin certificate with up-to-date return slip
- Utility bill copy for address verification (up-to-date)
- Letter of Introduction/ Salary Certificate duly verified by competent authority
- Pay Slip copy from competent authority
- CPV report. (by branch/3RD party verification organization)
- Service length 1-year experience along with 6-month in current organization (uninterrupted service period)
- Job ID card and Visiting Card duly verified
- Last 6-month Bank Statement duly verified
- CIB with undertaking form
- Charge documents
- Undertaking for personal credentials
- Present liability position
For Businessman:
- Trade License (2 years)
- Application Form duly filled up by the applicant
- 01 copy Passport Size Photograph
- Verified NID copy
- E-Tin certificate with up-to-date return slip
- Utility bill copy for address verification (up-to-date)
- Income Visit Report (I-20 report)
- CPV (by branch/3RD party verification organization)
- Last 12-month bank statement for businessman
- Partnership deed (if business is in partnership and needs to be registered)
- Memorandum of Association (if limited company)
- Certificate of Incorporation (if limited company)
- Last 12-month both personal and company Bank account (for limited company)
- Schedule X and Form XII
- CIB with undertaking form
- Charge documents
- Undertaking for personal credentials
Additional documents for Landlord
- Title Deed/Property Ownership deed
- Rental visit report
- Utility bill copy (Rent Receipts 6 months/Rental deed)
Additional documents for Professionals (Doctor & Engineers)
- For Doctors-BMDC Certificate, MBBS Certificate
- For Engineers- IEB Certificate
- Income Visit Report
- Trade License (if required)
- Self-Declaration on Letter Head Pad regarding applicant’s practice income properly signed by applicant.
